Finance deals with the concepts of time, money, risk, how they are interrelated, and how money is budgeted and spent. Finance students learn how to assign value to projects, companies and securities. They also study how individuals and businesses can efficiently allocate financial resources, invest, and raise capital. With these skills, Finance majors can determine wise investment strategies, value stock options, and help companies and individuals manage their money. A critical component of a finance students education is meaningful, real-world opportunities, balanced by worthwhile classroom experiences. The U's Finance curriculum covers topics such as business statistics, business calculus, corporate finance, insurance, investments, and real estate. A global perspectives course allows students to apply an international context to the business skills and perspectives they are learning.<br><br>In addition to the traditional major, students may pursue an emphasis, of which there are 3 options. The first option is the Advanced Financial Analysis emphasis, an honors-level program that provides students with a deeper foundation in finance and accounting, supplemented by additional technical competence in financial modeling and coding as applied to finance problems. Courses will focus on developing technical skills and applying those skills to solve problems in realistic settings. The second option is the FinTech emphasis, which introduces students to business models and technologies that drive financial innovation. Students will add digital capabilities to their understanding of the financial services industry. The third option is the Real Estate emphasis, wherein students will understand and critically analyze real estate financial underwriting, investment analysis and assessment, due diligence, economic analysis, and capital markets, all through the lens of ethical conduct and professional integrity.