Finance addresses the ways individuals, businesses, and organizations raise, allocate, and use monetary resources while taking into account risks. This major teaches the principles of finance, explains how financial techniques can solve some of society's most important problems, and prepares students for financial asset management. The required curriculum in finance provides you with a basic foundation in financial management and exposure to the nature and operations of the financial markets. Building upon this foundation, you may expand your knowledge by taking elective courses in banking, insurance, international finance, portfolio management, and real estate. With the help of an academic advisor, you can specialize in various areas such as financial planning, law, insurance, banking, and real estate. Students graduating with a major in finance may work in the finance division of a business firm, the securities field in a brokerage or investment analysis capacity, or the real estate business in sales or appraisal. Other options include the insurance business in the field of financial planning, property, or casualty insurance and estate planning or trust administration. An undergraduate degree in finance also prepares students for graduate study in finance, business and public administration, and law.