银行与金融（MSc）

银行和金融服务在每个现代经济中都代表着高度竞争和快速变化的部门。客户需求，技术，竞争条件和法规的变化导致经理，交易员和分析师需要就其短期运营和长期策略做出快速且往往影响深远的决策。班戈的银行与金融理学硕士课程为您提供了一个难得的机会，可以学习与金融服务相关的高级理论和实践，并对当前在这一至关重要且充满活力的经济领域中发展的原因和重要性有了更深入的认识。
Banking and financial services represents a highly competitive and rapidly changing sector in every modern economy. Changes in customer requirements, technology, competitive conditions and regulation create the need for managers, traders and analysts to make rapid and often far-reaching decisions about their short term operations and long term strategies. The Banking and Finance MSc course at Bangor offers you a unique opportunity to study advanced theory and practice relating to financial services, and to develop an appreciation of the causes and significance of current developments in this vitally important and dynamic sector of the economy.Issues you will tackle as part of the MSc Banking and Finance degree programme include:Why are the banking systems in different countries (such as the UK, Germany, Japan and the US) so diverseWhat determines the structure, performance and efficiency of banking and financial marketsWhy do banks and financial intermediaries existWhat are the main theories of the banking firmHow relevant are financial intermediaries in a world of increasing securitization and with the evolution of virtual bankingHow do banks optimally allocate capitalDoes bank regulation increase or decrease risksHow do we measure the risks undertaken by banksCan regulators reduce the likelihood of systemic (system-wide) riskWhat are the relationships between risk and return governing investment in company shares and other derivative instrumentsCan market risk be priced accurately Can credit risk be priced accuratelyHow should institutional investors go about constructing a portfolio of assets to maximise returns on behalf of investorsHow can we assess the investment performance of pension funds, insurance companies and unit trustsHow do banks use futures, options, derivatives and swaps to manage their balance sheet and off-balance sheet risksWhat are the key principles of international portfolio management in a world of fast and unpredictable movements in exchange ratesHow do banks manage their business so as to maintain customer relationships, improve operational efficiency and add shareholder valueWith these needs in mind, this programme at Bangor has been designed to develop participants’ existing skills through a scheme of specialist advanced study. An important objective is to provide participants with relevant analytical training, so that they are familiar with the latest theoretical and practical developments relating to banking, finance and capital markets. These programmes provide a coherent theoretical framework for the various subject areas, but the emphasis throughout is on advanced practical application of financial techniques in a real-world setting.